China Guangfa Bank plans to stabilize its agriculture-related loan balance at 170 billion yuan in 2024
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To comprehensively build a modern socialist country, the most arduous and arduous tasks still lie in rural areas.As a large state-owned financial institution, China Life has thoroughly implemented the decisions and arrangements of the Party Central Committee and actively plannedIn 2024, we will promote the key work of comprehensive rural revitalization, formulate 19 tasks, and clarify the corresponding responsible units and work goals. We are committed to learning and applying the experience of the “Ten Million Project” as a guide, high-quality development of “agriculture, rural areas and farmers” financial insurance, and constantly improving long-term Effective working mechanism to help comprehensive rural revitalization and agricultural and rural modernization.
There are thousands of things to do, but benefiting the masses is the first one
Comprehensively improve the quality and efficiency of insurance services in the areas of agriculture, rural areas and farmers
as escort“Insurance”, an important tool in the work of “agriculture, rural areas and farmers”, was mentioned six times in the No. 1 Central Document of 2024 and was given an important mission. China Life gives full play to its insurance functions, actively builds rich product forms and service models, and strives to provide all-round, multi-level and three-dimensional risk protection for the “agriculture, rural areas and farmers” undertakings.
“The key to whether a well-off society is well-off depends on the fellow villagers.” The needs and expectations of farmers are the key breakthrough in rural revitalization. In 2024, China Life will focus on the immediate needs of rural residents and develop accident insurance, term life insurance and supplementary medical insurance with low insurance thresholds, moderate responsibilities, affordable prices and easy-to-understand terms. A variety of pension insurance products. At the same time, we will improve the quality and expand the scope of “policy insurance + commercial insurance”, explore and promote the comprehensive operation of “insurance + banking”, implement preferential policies for critical illness insurance and medical assistance for people who have been lifted out of poverty, and continue to improve service quality and efficiency. As of the end of 2023, China Life’s critical illness insurance covers 360 million urban and rural residents, with annual compensation exceeding 25 billion yuan, and long-term care insurance covering more than 38 million people. In 2024, the life insurance company under China Life Group will further develop more personal insurance products suitable for farmers on the basis of promoting the coverage of 17 exclusive products to ensure that the risk protection for rural farmers is stable at more than 30 trillion yuan.
Agricultural production faces many risks. With agricultural insurance as a cover, farmers can cultivate their land.“Reassurance Pill”. In 2024, China Life will continue to promote the expansion of agricultural insurance standards and products, expand the coverage of agricultural catastrophe insurance in counties with large output, increase the coverage of complete cost insurance and planting income insurance of the three major grain crops, and gradually expand the scope of grain production in non-major grain-producing provinces. Large county. At the same time, we will explore the development of catastrophe insurance, continue to expand traditional policy agricultural insurance business, focus on local characteristic agricultural insurance, and develop innovative businesses. In 2023, China Life Group’s property and casualty insurance companies will provide more than 21 million sub-farmer households with risk protection of more than 770 billion yuan through more than 2,800 agricultural insurance products, playing a role in supporting the country’s new round of efforts to increase grain production capacity by 100 billion kilograms. positive effects.
wisdom“Integrate” the countryside and promote agriculture through science and technology. In 2024, China Life will further accelerate the cross-border integration of insurance, technology and “agriculture, rural areas and farmers”, improve the efficiency of agricultural insurance underwriting and claims settlement, shorten the agricultural insurance claims settlement cycle, and support agricultural reproduction in a timely manner. At present, it is a critical period for spring plowing preparations. China Life is using remote sensing technology to establish a “sky, sky, and sky” system that connects satellite remote sensing monitoring, drone precise sampling, and mobile clients such as China Life i Nongbao and China Life i Nongfei to connect to households. The “land” integrated service system realizes functions such as agricultural risk early warning, agricultural conditions management, crop growth monitoring, and pest and disease monitoring, helping farmers improve their ability to resist natural disasters and help agricultural production get off to a good start.
The fastest pace is“persist in”
Introducing financial water into the fields to drip-irrigate rural development
Finance is a pool of spring water that activates the prosperity of rural industries. China Life focuses on key areas of agricultural power and continues to increase investment and credit support.In 2024, the group’s investment to support rural revitalization is planned to be stable at 90 billion yuan, and the balance of agricultural-related loans of member unit Guangfa Bank is planned to be stable at 170 billion yuan.
Currently, China Life is making every effort to ensure the stability and safety of national food and important agricultural products, taking multiple measures to support the construction of rural industrial systems, comprehensively promoting the construction of harmonious and beautiful rural areas, and continuously strengthening credit support for people who have been lifted out of poverty in poverty-stricken areas. In particular, focusing on promoting the integrated development of primary, secondary and tertiary industries in rural areas, we will continue to increase financial support in the fields of agricultural product processing and circulation, modern rural service industries, and advantageous and characteristic industries in poverty-stricken areas. We will also help attract investment and help local leading industries and intensive processing of agricultural products. , culture, tourism and leisure systems and the construction of new business formats.For example, China Life Investment Company, a subsidiary of the groupIn 2023, it will support Hubei Yunxi County to hold three investment promotion activities, sign 63 projects, and implement a high-performance natural gas pipeline production project with a total investment of 620 million yuan, and an automobile spring production project with a total investment of 153 million yuan. In 2024, China Life’s special funds, represented by China Life Beautiful Countryside (Danjiangkou) Industrial Fund and China Life (Yunxi) Rural Revitalization Fund, will continue to tap their potential and continue to increase support for rural industries.
China Guangfa Bank, a member of the group, has also provided credit to support the three major staple foods, soybean oil andThe production of “vegetable basket” products helps build a diversified food supply system. In 2023, China Guangfa Bank launched special projects such as “Grape Loan” and “Cattle Loan” in key national assistance areas such as Xinjiang and Yunnan. For example, it provided a fixed asset project loan of more than 200 million yuan for a textile company in Kashgar, Xinjiang, and helped the company with 300,000 yuan. The ingot production capacity was fully released, creating more than 1,600 local jobs. As of the end of 2023, China Guangfa Bank has launched a series of “rural revitalization loans” loan products and various special project products. The loan balance in major grain-producing counties in 13 major grain-producing areas across the country has exceeded 10 billion yuan, and it has focused on supporting “Liao Grain” in the Northeast region. Acquisition”, providing credit support to silk rice enterprises in 15 cities in Guangdong. The balance of agricultural-related loans throughout the year increased by nearly 16% compared with the beginning of the year.
Both want“Material satisfaction” is more important than “inner abundance”
by“Ten Thousands of Projects” Lead and Promote Common Prosperity
China Life Learning and ApplicationThe experience of the “Ten Million Project” focuses on the “three improvements” and insists on taking multiple measures to promote the continuous progress and improvement of “agriculture, rural areas and farmers”.
Industrial revitalization is an important part of smoothing the urban and rural economic cycle and building a new development pattern.In 2024, China Life will continue to deepen the assistance mechanism for the entire industry chain. In the early stage, it will provide credit and financial support, in the mid-term, it will provide exclusive protection through agricultural insurance, price index insurance, income insurance, etc., and in the later stage, it will provide sales channels through e-commerce platforms. The advantages of finance and insurance run through the entire process of industrial support, driving the sustainable development of industries in the assisted areas. For example, in 2023, China Life Investment Company innovated a new marketing model for “China Life Qixi Tea” tea gardens in designated counties, with annual sales of nearly 3,700 kilograms.
Talent revitalization is the foundation of rural revitalization. In recent years, more college students have chosen to return to their hometowns for development after graduation, and have gradually become a new force in stimulating new vitality in agriculture, cultivating new rural business formats, and broadening farmers’ paths to wealth.In order to make these“New farmers” are more confident and confident. China Life supports college student village officials and students who work in villages. By the end of 2023, it has insured a total of 1 million people and helped more than 620 people whose lives were affected by major illnesses and accidental injuries. College student village officials in need and students who have been transferred to the village to serve as villagers help “new farmers” transform into “promoting farmers”. At the same time, China Life is also actively cultivating rural talent teams and continues to strengthen rural employment assistance. In 2024, it will help four designated counties to train “three teams” of no less than 4,300 people. In addition, while helping to improve the level of rural governance, China Life also took the lead in launching the “Beautiful Rural Construction” comprehensive accident insurance, providing a series of comprehensive accident insurance protection for staff participating in the beautiful rural construction organized by the government.
The improvement of rural living environment is the key to rural revitalization“Beautiful background”; the construction of rural spiritual civilization is the core of rural social stability and tranquility. In 2024, China Life will implement in-depth actions to improve the rural living environment and help promote rural toilet renovation, garbage disposal, sewage treatment, road lighting, drinking water safety and other projects according to local conditions. The China Life Charity Foundation will also continue to promote the “100 School Sports Assistance Plan” public welfare project, organize and implement the “Cultural Revitalization Charity Tour” activities, and organize cultural performances and “Art First Class” to help the prosperity of rural culture. develop.
To strengthen a country, we must first strengthen agriculture, and only then can the country be strong.China Life has always been considerate“The great country” insists on putting the people at the centerdevelop ideassupporting rural revitalization as a key area and key measure to develop inclusive finance and promote common prosperity,continuedIn order to accelerate the modernization of agriculture and rural areas,Comprehensive advancement of paintingrural revitalizationmagnificent pictureContribute.
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