Current accounts, 43 billion less in 2023. In Trentino triple the yield compared to Campania

MILAN – Italians have lightened their current accounts in 2023. According to data released today by Fabi, the Italian banking union, last year 1153 billion euros were placed, with a decrease of 43 billion – 3.6% – compared to the previous year. A fifth of the total piggy banks are located in Lombardy, which records 235 billion in liquidity.

In Trentino triple yield compared to Campania

However, the banking association highlights a further phenomenon. Italians’ deposits yield very different results in different areas of the country. For example, with 5,000 euros in your bank account you earn 18.2 euros a year Trent And Bolzano15 euros per Florence13 euros per Rome11 euros per Milan And Perugia.

The same sum, however, yields just 6.5 euros in Naples, 7 euros in Trieste, 8 euros per Catanzaro, Power, Genoa And Aosta. Slightly luckier are the Turin account holders with an annual “collection” of 8.5 euros. The banks ad Ancona And Cagliari they insure 10 euros, half a euro more than Bari, Bologna, Campobasso And Palermo which stand at 9.5 euros. They can be found for 9 euros round Venice And Pescara. The interest charged by banks on current accounts – although particularly low, despite the increase in the cost of money brought by the European Central Bank to 4.5% between 2022 and 2023 with 10 increases in 14 months – are not all the same in the country .

“Wide territorial divergences”

“There are – underlines Fabi – large territorial and regional divergences in the returns that banks recognize on their customers’ ‘piggy banks'”. After Lombardy in the lead with 10.5% and 9.2% of the total there are Lazio and Veneto. The ranking then continues with The ranking then continues with: 97.7 billion in Emilia Romagna (8.5%), 90.1 billion in Piedmont (7.8%), 87.7 billion in Campania (7.6%), 72.9 billion in Tuscany (6.3%), 60.4 billion in Puglia (5.3%), 58.1 billion in Sicily (5.1%), 32.1 billion in Liguria (2.8%), 30.3 billion in Marche (2.6%), 28.7 billion in Trentino Alto Adige (2.5%), 26.1 billion in Friuli Venezia Giulia (2.3%), 25.6 billion in Calabria (2.2%), 23.1 billion in Abruzzo (2.0%), 22.7 billion in Sardinia (2.0%), 14.3 billion in Umbria (1.3%). Below 1%, in the bottom trio, they are found Basilicata with 10.8 billion (0.9%), the Molise with 6.1 billion (0.5%) and the Valle d’Aosta with 2.7 billion (0.2).