Inclusive finance benefits the elderly. China Life Insurance will insure more than 160 million elderly people and other groups in 2023
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In recent years, as an important part of my country’s inclusive finance, various inclusive insurance products have received widespread attention from society. Specific risk groups such as the elderly, special occupations, and new citizens have become key service targets of inclusive insurance. Regulatory agencies encourage insurance companies to vigorously develop accident insurance and health insurance products that suit the needs and affordability of the elderly, explore and expand reasonable protection for the elderly with pre-existing and chronic diseases, and strive to meet the insurance protection needs of the elderly.
China Life Insurance Co., Ltd. (hereinafter referred to as“China Life Insurance Company”) has always adhered to the “people-centered” development philosophy, focused on the people’s immediate needs, diversified the development of inclusive finance, and protected the people’s better life. The company has explored and launched a series of inclusive insurance businesses for different groups, giving full play to its role in serving the real economy and social security.
Actively develop inclusive elderly insurance business
China Life Insurance Company actively promotes the rapid development of elderly insurance and provides the elderly with insurance coverage covering liability for disease death, accidental death, accidental disability, accidental fracture, medical expense compensation, hospitalization allowance and other liabilities, meeting the needs of the elderly population in many aspects. Insurance protection needs and further improve the ability of the elderly to resist risks.
Build a cooperation platform and do a good job in business promotion.In 2016, China Life Insurance Company held the “Symposium on the Development of Aged Insurance”, requiring institutions at all levels to coordinate and effectively promote it. The company’s institutions at all levels actively implemented it, signed cooperation agreements, held special training courses, and made comprehensive arrangements to promote the promotion of the elderly business.
Actively advocate public welfare and promote social collaboration. In order to further promote the development of elderly insurance, institutions at all levels of China Life Insurance Company actively donate insurance to elderly activities organized by local government agencies and social groups. At the same time, local institutions are encouraged to mobilize extensive social participation as an important starting point for the elderly insurance work. , actively mobilize and guide government agencies, enterprises and institutions, village collective organizations, and public welfare charities to donate accident insurance for the elderly, continuously expand social influence, and form a good situation with extensive participation of the whole society.
Create an atmosphere of respect for the elderly and create projects that benefit the people. Institutions at all levels of China Life Insurance Company actively cooperate with local government units to carry out rich and diverse publicity activities to the elderly, disseminate knowledge about elderly insurance and introduce claims settlement cases. Some branches actively cooperate with local government units to organize activities such as the Spring Festival Gala for the elderly and talent competitions for the elderly to enrich the leisure life of the elderly.
Promote the rapid development of the elderly care business
The implementation of the personal pension system will help promote the construction of a multi-level and multi-pillar pension security system, enrich the public’s pension options, meet the people’s growing and diversified pension security needs, and allow personal pension participants to enjoy the benefits of pension security. On the basis of the first and second pillars, a pension accumulation is added to further improve the pension income level and old-age living security of the insured.
China Life Insurance Company actively explores the establishment of communication and collaboration mechanisms with regulatory agencies, relevant government departments, industry associations and peer companies, actively promotes the implementation of the personal pension system, and completes system guarantees, risk control management, product design, system support, and policy promotion. , sales training and other work, becoming one of the first insurance institutions in the country to interface with the Ministry of Human Resources and Social Security and complete testing, fully preparing for the implementation of the personal pension business.
On November 25, 2022, the personal pension system was launched. The Ministry of Human Resources and Social Security, the Ministry of Finance, and the State Administration of Taxation issued a notice clarifying that the personal pension system will be launched in 36 pioneer cities and regions, including Beijing, Tianjin, Shijiazhuang, Xiongan New Area, and Jincheng, Shanxi. Qualified people in pioneer cities can voluntarily participate in the personal pension business. On November 26, China Life Insurance Company took the lead in issuing orders for personal pension products in 36 provincial branches, covering all pioneering regions.
The pension business of China Life Insurance Company has achieved rapid development, and the scale of personal pension business has effectively increased.By the end of 2023, the cumulative business scale will exceed 900 million yuan. The company’s overall accumulation of insurance business reserves with strong pension attributes reached 1.8 trillion yuan. Over 160 million trips were insured for the elderly and other groups throughout the year.
China Life Insurance Company stated that it will thoroughly implement the spirit of the 20th National Congress of the Communist Party of China and always adhere toThe development philosophy of “people-centered” adheres to the political and people-oriented nature, improves professionalism, gives full play to the functions of economic “shock absorber” and social “stabilizer”, actively fulfills the responsibilities of large state-owned financial and insurance enterprises, and actively participates in the national The construction of the third pillar pension security system should closely follow the national inclusive financial development policy, actively develop inclusive insurance products, enhance the initiative and creativity of serving the “big country”, meet the people’s diversified financial and insurance service needs, and better Protect the people’s better life.
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