Let “foreigners” pay without being “outside”. Bank of Shanghai’s “Huapay” helps foreigners clear mobile payment obstacles
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“It’s so convenient to order takeout on your mobile phone and pay directly with Shanghai Bank’s Huapay!” Alicia, a Spanish girl who was traveling in Shanghai for a short time, happily said that before coming to China, she was recommended Shanghai delicacies and snacks by her friends. Now through I am very happy that I can eat all over the streets by paying with my mobile phone.
Recently, the People’s Bank of China held a promotion meeting on optimizing payment services in Shanghai to urge and guide financial institutions in Shanghai to increase their efforts and continue to optimize payment services. In order to further improve the convenience of mobile payment for foreigners coming to China, Bank of Shanghai has accelerated product innovation and launched online payment products such as “Hua Pay” to effectively solve the congestion and pain points of cross-border small-amount payments and win the favor of many foreigners coming to China for business and tourism. Staff welcome.
Get started quickly
Mobile payment problems of foreign friends are easily solved
As China and more and more countries enter the “visa-free era”, personnel exchanges between China and foreign countries have become increasingly close. Data shows that my country’s mobile payment penetration rate ranks first in the world, bringing great convenience to people’s lives. However, for foreigners in China who are accustomed to using bank cards and cash, they sometimes encounter inconveniences in the convenience of mobile payment.
In order to help foreigners in China “quickly get started” and experience mobile payment, Shanghai Bank’s “Huapay” Travel Card (TourCard) is directly embedded in payment channels such as Alipay, WeChat and UnionPay Cloud QuickPass in the form of a mini program, and can be used immediately after binding the card. . It supports users to apply online, bind overseas bank cards to use and recharge at any time, and complete consumption through online quick, offline QR code scanning and other methods.
At present, Bank of Shanghai has launched special editions in English, Japanese, Korean and Traditional Chinese. The service interface and interactive experience are close to the usage habits of native language users and are more friendly to inbound users. “When I walk out of the subway station, I pass by a convenience store and bring a cup of coffee to work. It only takes a few seconds to use mobile payment. It feels great to be efficient.” Foreign friends who come to China to work often share their daily use of “Hua Pay” with their relatives and friends. A pleasant experience with TourCard will always receive a wave of likes. The convenient payment experience allows them to integrate into life here faster than expected.
Invisible “wings”
Protect visible peace of mind
“Huapay” Travel Card (TourCard) is not only characterized by “purely online” and “lightweight”, but also provides omni-channel services to help foreigners solve payment congestion in China, and also comes with “multi-language” and “strong risk control”. Multiple considerate guarantees create a sense of security and gain for foreign users in various consumption scenarios of “clothing, food, housing, transportation, and entertainment” in China.
While providing convenient services to customers, Bank of Shanghai spreads its protective “wings” to silently protect the safety of mobile payment funds. Based on its mature Internet financial business and system capabilities, Bank of Shanghai has built an identity verification system that combines front-end license OCR recognition and face recognition preliminary review, back-end manual review one by one and system risk control to support online application and binding for inbound personnel. Overseas bank cards can be recharged at any time, and consumption can be completed through quick online or offline QR code scanning.
At the same time, based on the accumulation of business data and summary of operational experience, Bank of Shanghai has designed a risk monitoring and prevention and control system covering the entire process of online card opening, foreign card recharge, domestic consumption, etc., to effectively screen and prevent foreign card chargebacks, stolen card recharges and Suspicious transaction risks such as concentrated over-limit consumption.
Foreigners coming to China can directly apply for the Bank of Shanghai Huapay Travel Card (TourCard) on WeChat, Alipay, and UnionPay. Currently, this product has served more than 402,000 users.
In the future, Bank of Shanghai will continue to implement the “Opinions of the General Office of the State Council on Further Optimizing Payment Services and Improving Payment Convenience” and accelerate work progress in accordance with the unified arrangements of the People’s Bank of China, so that foreigners in China can truly enjoy my country’s convenient payment services.
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