Meixin Health launches commercial insurance medical payment platform “One Code Direct Payment” to help improve the medical experience
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On February 27, Meixin Health held a product launch conference in Shanghai and launched a commercial insurance medical payment platform – One Code Direct Payment™, allowing users to enjoy “seeking medical treatment first, paying later” at hospitals and pharmacies within the service network. You can enjoy direct payment services for medical treatment at any window, especially in public hospitals that were not covered by insurance direct payment in the past, innovating the insurance payment model. This move solves the problems of complex materials and procedures and long claims settlement in the past medical payment and insurance claims process, and can effectively solve users’ current medical payment dilemma in a timely manner.
In the traditional claims process, when commercially insured patients are admitted to the hospital, they need to call the insurance company to report the case. When applying for a claim after being discharged from the hospital, the patient needs to collect the hospitalization records, expense list, invoices and other documents by himself, and submit them to the insurance company for review. The insurance company will only make a claim conclusion after passing the review, and then pay the claim. Insurance direct payment services are currently mainly focused on high-end medical insurance with annual premiums of more than 10,000 yuan. The financial burden is heavy for most consumers. With the One-Code Direct Payment™ platform, patients can pay directly by showing the QR code at the time of settlement, whether they are in a pharmacy or a hospital, making claims for special drugs or seeing a doctor. Assist in collecting and guiding claims applications, providing peace of mind.
According to Meixin Health, users only need three steps to “see doctor first, pay later” and enjoy the “deposit-free, hospital first” service on the “One Code Direct Payment™” platform. Specifically, in the first step, the insurance user receives services on the One Code Direct Payment™ platform, authorizes login and activates and binds policy information; in the second step, the user presents the direct payment service to a medical institution or pharmacy within the One Code Direct Payment™ network. Pay the QR code, display the QR code to pay, and complete medical treatment or drug purchase; in the third step, after the medical treatment is completed, the user can submit an application online, and the insurance company will quickly advance the claims process and cost settlement.
At present, the one-code direct payment™ service has been successfully implemented. It is worth mentioning that traditional direct payment networks only cover private medical institutions or special needs/international departments of public hospitals. The One Code Direct Payment™ network launched by Meixin Health will cover public tertiary hospitals in the future, allowing users to stay at their doorsteps. You can also enjoy direct payment services for medical treatment in public hospitals. Even millions of medical insurance users can enjoy direct payment services in public hospitals.
At the same time, the One-Code Direct Payment™ service is being gradually integrated into insurance products. Taikang’s online “Worry-Free Medical Insurance” medical insurance is the first product to include the One-Code Direct Payment™ service. Users who have purchased Taikang’s insurance can enjoy “One Code Direct Pay™ medical treatment” by simply showing the One Code Direct Pay™ Direct Payment QR code when seeking medical treatment in the hospital.
Meixin Health said, “The official launch of the One-Code Direct Payment™ platform will further facilitate medical payment, speed up the efficiency of insurance service applications, and provide users with safe, convenient and efficient integrated medical payment services, truly allowing users to To achieve ‘buy with confidence, pay conveniently, and compensate with peace of mind.'” Meixin Health will also continue to stick to its original aspiration and is committed to building an interconnected platform for medical insurance and commercial insurance, and looks forward to cooperating with more insurance companies, guided by customer needs, and Customer experience is the journey, opening a new era of insurance payment.
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