The number of citizens in debt exceeded 40 million!

Even though loan interest rates have reached peak rates, neither the number of citizens who owe personal loans to banks nor the amount of debt has slowed down.

According to CHP’s weekly economic report, the number of citizens with personal loan debts to banks and other consumer finance institutions increased by 739 thousand people in January compared to the same month of the previous year, reaching 40 million 30 thousand. As of the same period, the number of citizens with credit card debt to banks increased by 2 million 636 thousand people, reaching 36 million 825, while the number of citizens with overdraft debt increased by 1 million 297 thousand, reaching 28 million 865 thousand.

According to Başak Kaya from Sözcü, the report reminds that the Central Bank allows the interest on credit cards and overdraft accounts to be increased up to 5 percent per month and that consumer loan interest rates have also increased, and that consumers’ debts to banks have increased by 245 billion liras since the beginning of the year. was recorded to increase. Citizens’ personal loan and credit card debts reached 2 trillion 973 billion lira in the week of March 8 – 15. In the week in question, individual loan debts reached 1 trillion 642 billion liras, and credit card debts reached 1 trillion 330 billion liras.

86 billion lira debt for enforcement

According to CHP’s report, banks’ receivables under enforcement proceedings increased to 54.6 billion lira. There has been an increase of 9.3 billion liras in bad consumer loans since the beginning of the year. In the report, which states that there are 41 billion liras of bad consumer loan receivables under the control of asset management companies, it is stated that citizens have enforcement debts of approximately 86 billion liras, excluding interest and enforcement expenses.